Every payment.
Every time.

The modern and reliable payments platform that lets your customers pay how, when and where they choose.

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Research: How Economic Uncertainty Impacts Consumer Bill Pay Behavior

Learn how inflation and the economic downturn has impacted how consumers pay bills.

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Consumer Portfolio Services (CPS) Names PayNearMe as its Primary Payments Partner

With a focus on fintech innovation, CPS expands its partnership with PayNearMe to deliver a frictionless customer experience across all digital payment types and channels.

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Introducing PayNearMe Insights

Put the power of payments and consumer data in your hands.

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More Ways to Get Paid

Accept all major payment types—cards, ACH, cash and mobile-first payment methods
including PayPal, Venmo and Apple Pay.
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Omnichannel Payments

Let your customers choose how, when and where they want to pay—with a convenient, consistent experience across multiple channels:

Web, Mobile and Desktop
Text Message
Email
IVR
Call Center
Mobile Wallets
Business Mobile App
Cash In-person

Rethinking Payments

We build innovative technology with an emphasis on user experience, customer satisfaction and reliability. Experience the PayNearMe difference.

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The PayNearMe Platform

Features you’ll love—in a platform you can rely on.

The PayNearMe Platform

Features you’ll love—in a platform you can rely on.

All Payment Types

Accept cards, ACH and cash—plus mobile-first methods including Apple Pay, PayPal and Venmo.

Smarter Cash Payments

Accept secure, convenient cash payments 24/7 at over 40,000 participating retail locations.

Robust Business Portal

Make your collections agents more productive with an easy, fast and intuitive user experience.

The Industries We Serve

We’re tackling the biggest payments challenges across a variety of industries.

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Consumer Lending

Complete payments platform for consumer lenders.

iGaming

Simplify the iGaming payment experience with one powerful platform.

Buy Here Pay Here

Simplest way to get paid with an intuitive, mobile-first platform.

What Our Clients Say

See why over 5,000 clients love PayNearMe.

View our Client Testimonials

LendingClub

One reason we chose PayNearMe over other payment providers was the company's Smart Link™️ technology. This solution significantly reduced both call time and frequency in our call centers, while enabling our customers to easily make self-service payments. Many providers promise innovation—PayNearMe actually delivers.

Rafe Dunlap

VP, Collections Strategy

Adonis Auto Group

PayNearMe has made our customer payment options easier, which has made our customers' lives easier. This is the mark of a good vendor.

Josh Austin

CFO

Zinc Auto Finance

It's brilliant, we couldn't be happier. All of our employees really love PayNearMe and how it works to bring in those payments. There was virtually no set-up required and it integrated beautifully with our servicing system.

Rene Strong

COO

Time Finance Company

What stands out with PayNearMe’s service is the real-time posting, reporting and superior customer service. Our customers are happy since they now have the convenience of paying with debit card in addition to cash and can easily make repeat monthly payments without our having to call them.

Dawn Baker

Vice President