PayNearMe for Banks

Solve your biggest payment problems.

Is outdated payment technology holding you back? If your bank struggles with manual collections, endless support calls, and poor reliability, it's time for you to meet PayNearMe.

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71% of banking executives say their top cost savings priority is to streamline workflows for more efficiency.¹

Accept payments more efficiently

Cut call volume in half and drive up self-service by giving customers smarter, faster ways to pay.

One-click payment links

Customers can click and pay in seconds—without remembering a password or downloading an app.
More ways to pay

Enable payments via wallets like Venmo, PayPal, Cash App, Apple Pay and more.
Inclusive cash payments

Customers can easily pay with cash at 60,000+ retail locations across the U.S.

Lower your total cost of acceptance

Streamline your payment operations and automate processes—helping you drive down the cost of collecting each payment.

Send smart reminders

Schedule smart payment reminders by SMS, email and push notifications to lower call center and collections costs.
Automate repeatable processes

Use logic-based business rules to automate time- and labor-intensive processes and lower the soft cost of acceptance.
Robust autopay options

Make it easy for customers to enroll in autopay with more flexible scheduling and payment options.

Maximize uptime

Don’t let the fear of integration stop you from making progress. PayNearMe offers several ways to get started, enabling banks to get up and running quickly.

Fully hosted

Take advantage of a white label, turnkey implementation that is fast and easy to set up.
Core integration

PayNearMe integrates with popular banking cores, without the need for heavy customization.
Embedded in your portal

Integrate PayNearMe into your existing web and mobile app for a seamless experience.

"The combination of PayNearMe’s Engagement Engine and Smart Link™ technology is amazing. When it comes time for borrowers to make their payments, they can easily self-serve via the many different channels, and are automatically reminded to do so."

Jack Starks

SVP Compliance & Technology

American Bank

Innovative payments + better customer experience? Now that’s what we call progress.

PayNearMe is the award-winning platform that makes payments easy, flexible and reliable for you and your customers. Request a personalized demo to see how our platform can help you solve your biggest payments challenges.

Schedule a Demo

Why choose PayNearMe?

PayNearMe is trusted by hundreds of leading financial institutions, processing billions monthly for over a million customers.

More options in one platform

Accept cards, digital wallets, ACH and cash at retail, all in a single platform.

Simple implementation

Get started quickly with a fully hosted payment portal, or choose to integrate with your existing core platform.

Trusted partner

Thousands of billing organizations across the U.S. trust PayNearMe to manage their end-to-end payment experiences.

Secure & Compliant

PayNearMe regularly completes rigorous audits to maintain the highest standards for security and compliance.

National Cash Network

Enable cash payments at over 60,000 participating locations, including 7-Eleven, CVS, Walmart, Walgreens and more.

Highly Configurable

Make PayNearMe work your way, using configurable business rules, custom fields and more.

Cornerstone Advisors. “What’s Going on in Banking, 2024”.