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Payment Processing for

Consumer Lending

Get paid on time with a reliable and modern payments platform for lenders. Accept debit, ACH, and cash—plus mobile-first payment methods including Apple Pay, Google Pay, Venmo and PayPal. Offer your borrowers an easy, flexible and secure payment experience.

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Innovative Lenders Trust PayNearMe

Join industry-leading lenders who experience the PayNearMe difference.
OneMain used PayNearMe to go cash-free at over 1,500 nationwide locations.

Case Study:
OneMain Financial Saves Big by Digitizing Cash Payments

Read Case Study

Specialized Platform for Consumer Lending

Unlike other payments platforms, our features are defined by our customers. From captive to subprime, we understand the details that relate to your specific business and build flexible technology to meet your needs.

We combine all of our capabilities and features in one single, intuitive platform, so you can manage your collections, processing and settlement processes with ease. Your borrowers can pay with any payment, on any device, through any payment channel, consistently and easily. It’s that simple. 

Want the flexibility and freedom to grow your business? Join the innovative lenders who partner with PayNearMe to streamline operations and reduce delinquency.

Consumer Lenders Who Use PayNearMe
  • Auto Lending
  • Captive Finance 
  • Non-Prime Lending
  • Personal Lending
  • Student Lending
  • Buy Here Pay Here Dealers

Features Lenders Love

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Features Lenders Love

Single Platform
All the features you need in a reliable, flexible and easy-to-use platform.
Unrivaled Reliability
Architected for zero downtime during maintenance releases and updates.
Modern User Experience
Mobile-first, feature-rich interface built by Silicon Valley experts.
Seamless Integrations
Integrated with popular dealer and loan management systems.
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One reason we chose PayNearMe over other payment providers was the company's Smart Link™️ technology. This solution significantly reduced both call time and frequency in our call centers, while enabling our customers to easily make self-service payments. Many providers promise innovation—PayNearMe actually delivers.
Rafe Dunlap
VP, Collections Strategy
LendingClub

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Experience the PayNearMe difference with a live demo.

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