Articles

3 Essential Reasons Lenders Need a Modern Self-Service Bill Pay Experience

Demand for consumer credit is still on the rise, despite recent years of escalating inflation and recession rumors. And as interest rates may start easing downward, competition among lenders will heat up. Banks, credit unions and consumer lenders are all vying for a piece of the consumer credit pie, estimated to top $24 billion by 2032.

June 20, 2024

Read Article

Articles

Top 5 Consumer Loan Payment Preferences

Today’s consumers are challenged to manage cash flow amid inflation and rising debt. Keeping up with loans is a key part of that, and it’s often made more difficult with inflexible legacy payment processes. Our latest consumer research found that over half (51%) of borrowers say managing and paying loans causes them anxiety, and 60% wish that process was easier.

May 31, 2024

Read Article

Articles

Entering the Social & Sweeps Casino Space? 5 Things to Consider

May 31, 2024

Read Article

Spotlight Series

Spotlight Series: A Conversation with Christine Cooper

May 28, 2024

Read Article

Articles

How Credit Unions Can Build Relationships with Indirect Borrowers

Many credit unions face steep challenges to remain competitive and profitable—and it’s growing more difficult as loan delinquencies rise. Indirect lending is an important source of revenue, making up over 22%  of credit unions' portfolios.

May 07, 2024

Read Article

Articles

Common Payment Fraud in iGaming (and How to Prevent It)

What are the primary threats operators need to be tracking – and how can they more effectively combat fraud? It can be helpful to have a deeper understanding of how common fraud types work, the severity of the impact – and new strategies to help operators protect both their business and legit players.

April 01, 2024

Read Article

Spotlight Series

Spotlight Series: A Conversation with Tony Robinson

In the PayNearMe Spotlight Series, we shine a light on the people that make our company thrive. In this month’s interview, we sat down with Tony Robinson, VP of Engineering - Apps, to chat about his role in the company, why he loves working at PayNearMe and how he’s been able to build a strong team of engineers.

March 27, 2024

Read Article

Articles

How iGaming Operators Can Help Cut Downtime (and Costs) with Redundancy

Losses from unplanned downtime can take many forms. Learn how iGaming operators can safeguard their business to avoid costly disruptions in their payment processing.

March 22, 2024

Read Article

Articles

How to Avoid the High Costs of Unplanned Downtime in Bill Payment

Why is it so critical to safeguard against unplanned downtime? Here we’ll look at some major factors that can derail a business, and how billers can build reliability into their payment experience to minimize negative impacts.

March 21, 2024

Read Article

Articles

Driving Growth with Payments Data: 3 Ways a Fintech Partner Can Add Business Impact

Consumer choices are now heavily influenced by the desire for seamless, personalized digital experiences. To get it right—and stand out—brands need to be more than ‘customer-first’, they need to be data-first.

March 15, 2024

Read Article

Articles

How Powerful AI Strategies are Preventing iGaming Fraud

iGaming operators face the challenges of a double-edged sword. While legal online sports betting and casino gaming revenues are skyrocketing, operators are running neck-and-neck with fraudsters. 

February 29, 2024

Read Article

Articles

How to Use Data to Hyper-Personalize Payment Experiences

Fast, frictionless digital experiences are now driving many consumer decisions. Hyper-personalization is increasingly important to create customer loyalty toward a brand, and payments are a critical part of that. How are successful companies meeting consumer needs and expectations? Data is the key.

February 23, 2024

Read Article

Articles

Future-Proofing Payment Experiences with Cost-Efficient Configurability

Bill pay has come a long way since the days of writing checks. Yet many billers still struggle with how to modernize and ‘future-proof’ payment experiences with more flexible options.

February 13, 2024

Read Article

Articles

Beyond Transaction Fees: Four Inefficiencies Driving Up the Cost of Accepting Payments

When trying to understand the true cost of acceptance, transaction fees don't tell the full story. Here are four inefficiencies driving up the cost of taking payments.

February 01, 2024

Read Article

Articles

3 Strategic Reasons Cash Remains Critical for iGaming Operators

Here we look at three strategic business advantages of cash for operators, and what to look for in a next-generation payments platform.

January 31, 2024

Read Article

Articles

Why Banks are Slow to Evolve and Why Data-Driven Opportunities Make Change Imperative

Many banks and lenders believe their payments model is not ‘broken’ because they aren’t receiving regular customer complaints, so there’s no need to fix it—or evolve it, for that matter. However, their capabilities may be far more limited than they think, and lost opportunities could be stacking up.

January 25, 2024

Read Article

Articles

iGaming Player Retention: Research Shows Payment Experience Matters More Than Ever

With so much market share opportunity on the table, it’s mission critical for operators to optimize every aspect of the bettor experience – particularly payments.

January 24, 2024

Read Article

Spotlight Series

Spotlight Series: A Conversation with Harper Evans

In the PayNearMe Spotlight Series, we shine a light on the people that make our company thrive. In this month’s interview, we sat down with Harper Evans, QA Manager, to chat about her role in the company, why she loves working at PayNearMe and her life outside of work.

January 18, 2024

Read Article

Articles

Why Lenders Need Payments Data to Stay Competitive

In the crowded and competitive landscape of banking and lending, financial institutions (FIs) are increasingly challenged with how to differentiate. More and more, it’s coming down to delivering personalized experiences.

January 10, 2024

Read Article