Say yes to every payment

Eliminate the friction involved in payments and deliver modern experiences to your customers.
Reach the next generation of customers with Cash App Pay, available now.
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All major payment types in a single platform

Meet the needs and preferences of all your customers by offering more payment types in a single, unified experience.

  • More payment options
    Accept mobile wallets, cards, ACH and cash at retail, all from a single integration
  • Seamless experience
    Mobile first experience including Smart Links™ and biometric authentication
  • Personalized payment flows
    Create hyper-personalized payment flows that increase conversion rates by leveraging AI and logic-based business rules

More Ways to Get Paid

Let your customers choose how, when and where they want to paywith a convenient, consistent experience across multiple channels:

  • Web, Mobile and Desktop
  • Text Message
  • Email
  • IVR
  • Call Center
  • Business Mobile App
  • Cash In-person

Accept cash at popular retail locations

Enable your customers to pay with cash at over 62,000 participating retail locations in the U.S. with PayNearMe.

  • Guaranteed payments
    Cash payments with PayNearMe are guaranteed, and cannot be disputed, returned or bounced like traditional electronic payments
  • Simplify cash acceptance
    Customers simply scan, pay and get a receipt in line at the store—no forms to fill out or additional steps required
  • Eliminate the costs of taking cash
    Remove the cost and hassle of taking cash on-site while meeting the needs of cash-preferred customers

Instantly disburse funds to customers

Say goodbye to snail mail and paper checks. Send funds as seamlessly as you accept them with digital disbursements.

  • Instant disbursements
    Send funds to customers in near-real time via debit cards and digital wallets, or overnight with ACH
  • Automate disbursement workflows
    Save time with automated rules that speed up disbursement workflows, approvals and more
  • Improve customer satisfaction
    Get money to your customers quickly—increasing satisfaction and lowering support calls

Efficient call center payments

With PayNearMe’s Agent Interface, your collectors can streamline payments over the phone while remaining efficient, compliant and secure.

  • Lower PCI compliance scope
    Send Smart Links with a single button press to enable secure, compliant payments by email, text or chat
  • Speed up agent calls
    Enable agents to view a customer’s complete payment history and take payments all in a single screen
  • Personalized and configurable
    Customizable Agent Interface with the fields, permissions and rules that matter to your business
Quote Icon
The addition of Cash App Pay gives our customers even more choice and flexibility for making their auto loan payments. PayNearMe is helping us meet our customers where they are by enabling payments at any time, anywhere and in any way they want to pay.
Mike Lavin
Chief Operating Officer
Consumer Portfolio Services

See PayNearMe in action

Experience the PayNearMe difference with an interactive demo.
Schedule a demo