Modern Payments Platform for

Banks & Credit Unions

Future-proof your financial institution with PayNearMe, the modern and reliable platform for banks and credit unions. Increase on-time loan payments, drive down the cost of acceptance and win back market share from fintechs and challengers.
Download our research, "The Value of Payments Data for Financial Institutions".

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Meet the needs of more borrowers
Give indirect borrowers fast and easy ways to repay their loans with payment types they expect from modern lending experiences.
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Increase on-time payments
Send personalized, one-click payment links that increase self-service and lower collection calls.
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Simplify disbursements
Send instant disbursements to customers via mobile wallets, debit cards or ACH.
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Expand your cash deposit footprint
Enable customers to deposit funds to their accounts via cash at 62,000+ retail stores across the U.S.

Collect payments efficiently & reliably

PayNearMe gives you the tools you need to offer modern payment experiences that rival fintechs and challengers, while keeping the cost of acceptance way down.
More ways to get paid
Offer more payment types in a single platform, including cards, mobile wallets, ACH and cash at retail.
Frictionless experience
Send personalized, 1-click payments links with Smart Link technology—no login or password required.
Automated payments
Drive up efficiency by automating manual compliance, reporting and collections tasks with Business Rules.
Easy to integrate
Get started quickly and free up dev time with multiple integration and implementation options.
Branchless cash deposits
Enable customers to deposit cash at popular retail stores, including 7-Eleven, CVS, Walmart and more.
Secure & reliable
Get peace of mind with redundant processing, zero downtime releases and hardened security standards.
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"PayNearMe is always trying to solve our issues and they put a lot of effort into putting out a good product."
Anthony Cox
AVP, Payments Strategy
Redstone Federal Credit Union

See PayNearMe in action

Experience the PayNearMe difference with an interactive demo.
Schedule a demo