PayNearMe for Credit Unions

A better payment experience for your members

For your borrowers, the payment experience is the member experience—and friction in the payment process leads to many other problems such as higher delinquency, surging call center volume and a higher cost of acceptance.

PayNearMe powers modern payment experiences for credit unions, helping to drive up on-time payments, lower support costs and drive up member satisfaction.

Schedule a meeting The impact of payment experience

A growing concern: As credit unions expand indirect portfolios, they face higher delinquency rates compared to direct loans, driving up servicing costs and operational complexities. Source: CreditUnions.com

Modernize the member payment experience

Drive up member satisfaction and lower your support costs by saying yes to every payment.

More payment types, one platform

Enable modern payments via wallets like Venmo, PayPal, Cash App, Apple Pay and more—with a single contract and integration.
Personalized payment links

Members can click and pay in seconds—without remembering a password or downloading an app.
Inclusive cash payments

Credit unions can expand member access and enable payments and deposits with cash at 62,000+ retail locations across the U.S.

Lower your total cost of acceptance

Streamline your payment operations and encourage more self-service—helping you drive down the cost of collecting each payment.

Automate repetitive back-office tasks

Use logic-based business rules to automate time- and labor-intensive processes and lower the soft cost of acceptance.
Send smart reminders

Schedule smart payment reminders by SMS, email and push notifications to lower call center and collections costs.
Robust autopay options

Make it easy for members to enroll in autopay with more flexible scheduling and payment options.

"PayNearMe makes the process easy and convenient for our members. Before, they would need to call us or send a check. Now they simply click a Smart Link™ to complete a payment on their own."

Anthony Cox

AVP, Payments Strategy

Your commitment to member experience + our commitment to payment experience? Now that’s what we call progress.

PayNearMe is the award-winning platform that makes payments easy, flexible and reliable for you and your members. Request a personalized demo to see how our platform can help you solve your biggest payment problems.

Schedule a Demo

Why choose PayNearMe?

PayNearMe is trusted by hundreds of leading financial institutions to drive exceptional payment experiences.

One platform, every payment

Enable payments and disbursements with cards, ACH, and popular mobile wallets in a single platform.

Accept cash everywhere

Enable cash payments at over 62,000 participating locations, including 7-Eleven, CVS, Walmart, Walgreens and more.

Simple implementation

Get started quickly with a fully hosted payment portal, or choose to integrate with your existing core platform.

Trusted partner

Thousands of billing organizations across the U.S. trust PayNearMe to manage their end-to-end payment experiences.

Secure & compliant

PayNearMe complies with rigorous security, compliance and audit standards, including PCI-DSS, SOC2 and NACHA.

Highly configurable

Make PayNearMe work your way, using configurable business rules, custom fields and more.

"The combination of PayNearMe’s Engagement Engine and Smart Link™ technology is amazing. When it comes time for borrowers to make their payments, they can easily self-serve via the many different channels, and are automatically reminded to do so."

Jack Starks

SVP Compliance & Technology

American Bank