Banks & Credit Unions

Future-proof your payments with PayNearMe, the modern and reliable platform for banks and credit unions. Increase on-time loan payments, drive down the cost of acceptance and automate your payments, all with a single platform.

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Download our research, "The Value of Payments Data for Financial Institutions".

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How banks & credit unions use PayNearMe

See how PayNearMe is helping financial institutions modernize the end-to-end payments experience.

Meet the needs of more customers

Enable customers to pay how, when and where they choose, with more payment types and self-service channels.

Increase self-service payments

Send personalized, one-click payment links that increase self-service and lower collection calls.

Simplify disbursements

Send instant disbursements to customers via mobile wallets, debit cards or ACH.

Expand your cash footprint

Enable customers to transfer funds to their accounts via cash at 62,000+ retail stores across the U.S.

Collect payments efficiently & reliably

PayNearMe gives you the tools you need to offer modern payment experiences that rival fintechs and challengers, while keeping the cost of acceptance way down.

More ways to get paid

Offer more payment types in a single platform, including cards, mobile wallets, ACH and cash at retail.

Frictionless experience

Send personalized, 1-click payments links with Smart Link technology—no login or password required.

Automated payments

Drive up efficiency by automating manual compliance, reporting and collections tasks with Business Rules.

Easy to integrate

Get started quickly and free up dev time with multiple integration and implementation options.

Branchless cash transfers

Enable customers to transfer cash into their account at popular retail stores, including 7-Eleven, CVS, Walmart and more.

Secure & reliable

Get peace of mind with redundant processing, zero downtime releases and hardened security standards.

"PayNearMe is always trying to solve our issues and they put a lot of effort into putting out a good product."

Anthony Cox

AVP, Payments Strategy

Redstone Federal Credit Union

See PayNearMe in action

Experience the PayNearMe difference with an interactive demo.

Schedule a demo