PayNearMe for Personal Lenders

The complete payments platform for lenders

Drive up self-service, lower on-premise cash acceptance and digitize your payment operations with PayNearMe.

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Trusted by leading personal lenders

Frictionless payments

Pressure from economic uncertainty and changing borrower demographics is forcing lenders to think closely about how they accept payments. PayNearMe has a proven platform that helps personal lenders increase self-service and improve the customer payment experience.

1-click payment access

Send customers a Smart Link™ by text or email for instant payment access—no login or account number required.
More ways to pay

Offer all major payment types, including cards, ACH, cash and popular mobile wallets such as PayPal, Venmo and Cash App.
Go cashless at branches

Customers can pay with cash at 60,000+ retail locations across the U.S., including 7-Eleven, CVS, Walmart and more.
Instant disbursements

Ditch the paper checks and provide faster funding options via debit, ACH, and mobile wallets.

With PayNearMe, OneMain was able to go cashless at over 1,500 branch locations—saving them millions a year.

Case Study: OneMain Financial Saves Big by Digitizing Cash Acceptance

Not only are in-person cash payments expensive for personal lenders—they are inconvenient for borrowers and drive up risk. Along with offering all major electronic payments for customers, OneMain was able to go cashless at over 1,500 branch locations in the U.S. – saving them millions of dollars and reducing the risks of accepting, holding and transporting cash.

Read the Case Study

Why Choose PayNearMe?

PayNearMe is a market leader and trusted provider in the lending space, helping hundreds of leading lenders with the end-to-end payment experience.

Single Platform

Handle the end-to-end payments experience with a single platform for processing, back-office management and disbursements.

More Payment Options

Start accepting payments from all major payment types and channels in one easy-to-use platform.

60k+ Cash Locations

Enable cash payments at over 60,000 participating locations, including 7-Eleven, CVS, Walmart, Walgreens and more.

LMS Integrations

PayNearMe is integrated with many leading LMS systems, including Allied Business Systems, Credex, LoanPro and more.

Trusted Partner

Thousands of billing organizations across the U.S. trust PayNearMe to manage their end-to-end payment experiences.

Secure & Compliant

PayNearMe regularly completes rigorous audits to maintain the highest standards for security and compliance.

Experience the PayNearMe difference.

PayNearMe is the award-winning platform that makes payments easy, flexible and reliable for you and your customers. Request a personalized demo to see how our platform can help you solve your biggest payments challenges.

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"One reason we chose PayNearMe over other payment providers was the company's Smart Link™️ technology. This solution significantly reduced both call time and frequency in our call centers, while enabling our customers to easily make self-service payments. Many providers promise innovation—PayNearMe actually delivers."

Rafe Dunlap

VP, Collections Strategy

LendingClub