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Modern Payment Processing

Get more from your payment processing with a platform that combines exceptional, reliable technology and innovative features.

Innovative & Agile

PayNearMe combines agile development, thought leadership and a customer-led innovation cycle to benefit your business.

  • Process with Confidence
    Accept debit, credit, ACH and cash—plus mobile-first payment methods including Apple Pay and Google Pay.
  • Weekly Releases
    Experience new features, quality-of-life improvements and/or performance upgrades every week.
  • Worry-Free Updates
    Get improvements and updates in real-time with little to no downtime and no need for your IT resources.
  • Reliable & Secure

    Rock-solid security and a commitment to uptime means that you can rely on PayNearMe to deliver superior performance.

  • Unrivaled Uptime
    We maintain rigorous uptime standards so you can collect every payment, every time.
  • Enterprise Security Standards
    We undergo thorough third-party certifications and audits to ensure the highest standards.
  • Built to Scale
    Our state-of-the-art, AWS-based architecture allows your business to scale.
  • Fast & Flexible Implementations

    From turnkey installations to a fully customized API experience, PayNearMe offers setup options that meet your needs.

  • Fully Hosted
    Get up and running quickly with our full feature set—no website or IT team required.
  • Embedded
    Easily embed PayNearMe into your existing business applications, loan management system or mobile app.
  • API
    Take advantage of our robust APIs to create a scalable, tailored experience.
  • Risk Mitigation & Compliance

    PayNearMe offers automated tools and expert support to help you mitigate risk while remaining compliant.

  • Fraud Prevention
    Real-time account validations and risk analysis to reduce fraud and reversals.
  • Automated Business Rules
    Create rules that reduce risk and increase successful transactions.
  • PCI-DSS Certified
    Lower or eliminate the complexity and burden of your PCI and other compliance requirements.
  • Built by Experts

    PayNearMe’s team of technology and payments professionals have redefined the ways you get paid. Not only does our expertise span user experience, mobile tech, engineering and payment processing—our people have played key roles in some of the most iconic technology products ever created.

     

    Meet the Team
    Quote Icon
    PayNearMe’s debit and cash payment options have worked extremely well for our members. Making payments by debit card has proven to be faster, more convenient, and hugely beneficial for them.
    Marcus Berkowitz
    Senior Director, Technology and Innovation
    Grameen America