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PayNearMe builds technology that leads to better payment outcomes for businesses and their customers.

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PayNearMe Business Rules

Create logic-based business rules to automate payment flows, mitigate risk, decrease operating expenses and drive ideal customer payment behaviors.

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Automate the bill pay process

Use PayNearMe Business Rules to build your ideal, automated payment experience, increase straight through processing and reduce manual work for your staff.
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Mitigate risk
Drive specific consumer behaviors based on customer payment history, such as repeat NSFs.
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Lower declined payments
Reduce ACH returns paperwork, processes and penalties for agents and customers.
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Improve operating efficiency
Create rules that enhance your current processes and promote payment automation.

Use cases for PayNearMe Business Rules

Use our standard business rules inspired by existing clients, or request your own business rules to customize the PayNearMe platform to your requirements.

  • Control payment frequency & amount
    Only allow a certain number of payments or payment amount in a certain time period. (e.g., X payments per month or max of $699) to reduce risk.
  • Manage payment behaviors
    Remove specified payment options if there is a history of unsuccessful payments.
  • Limit overpayments
    Create specific parameters around payoffs to reduce overpayments at the end of a loan.
  • Minimize risk
    Restrict how far in advance autopay and future-dated, one-time payments can be scheduled.
  • Schedule Your Demo

    Experience the PayNearMe difference with a live demo.