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What We Do

Go beyond basic processing with a full payments experience management platform.

Our Technology

Purpose built to solve today's payment challenges and scale for tomorrow's opportunities.
Bill Pay

The modern and reliable bill pay platform that lets customers pay how, when and where they choose.
MoneyLine

MoneyLine makes deposits, payouts and engagement easy—all in a single, powerful platform.
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Who We Work With

Trusted by industry leaders to deliver exceptional payment experiences.

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Resources

Learn more about payments best practices and download helpful resources.

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About

PayNearMe builds technology that leads to better payment outcomes for businesses and their customers.

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Testimonials

See what Clients are saying about PayNearMe
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  • Bill Pay
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    CPS – Laurie Straten
    My experience with PayNearMe has been fantastic. They always deliver what they have promised. Very refreshing nowadays.
    Laurie Straten
    Executive Vice President of Servicing
    Zeus Financial – Reduce delinquency rate
    "We would never have imagined that we'd be able to reduce our delinquency rate to the low numbers we have now, given a portfolio of our size."
    Angela Paez
    General Manager
    Automotive Partners Funding – Platform ease of use
    "The PayNearMe Platform is so easy that any one of our staff on the phone with a customer can help them make a payment."
    Bethany Berg
    VP of Operations
    Cash App Pay – Mike Lavin – CPS
    The addition of Cash App Pay gives our customers even more choice and flexibility for making their auto loan payments. PayNearMe is helping us meet our customers where they are by enabling payments at any time, anywhere and in any way they want to pay.
    Mike Lavin
    Chief Operating Officer
    Jack Starks – American Bank
    "The combination of PayNearMe’s Engagement Engine and Smart Link™ technology is amazing. When it comes time for borrowers to make their payments, they can easily self-serve via the many different channels, and are automatically reminded to do so."
    Jack Starks
    SVP Compliance & Technology
    Rafe Dunlap – LendingClub
    One reason we chose PayNearMe over other payment providers was the company's Smart Link™️ technology. This solution significantly reduced both call time and frequency in our call centers, while enabling our customers to easily make self-service payments. Many providers promise innovation—PayNearMe actually delivers.
    Rafe Dunlap
    VP, Collections Strategy
    You Drive – Jose A. Gonzalez
    I was worried that our phones were not working - but our payments were still coming through. Implementing PayNearMe drove down our call volume to almost silence.
    Jose A. Gonzalez
    Head of Customer Experience
    Automotive Partners Funding – Text Engagements
    "Text Engagements have not only helped us reduce our past due accounts, we've also been able to eliminate more than half of the late notices we send in the mail. This has created a huge savings on postage for us."
    Bethany Berg
    VP of Operations
    Rodeo Auto North – Jose Chinchilla – decease agent payments
    “We decreased our agent payments by 40% in less than a year with PayNearMe.”
    Jose Chinchilla
    Operations Manager
    Superior Car Credit – Lisa Patterson – Eliminated in-store payments
    We have eliminated in-store payments at two dealerships.
    Lisa Patterson
    CFO
    CPS – Mike Lavin
    We chose PayNearMe because they have the industry’s best bill payment technology platform.
    Mike Lavin
    Chief Operating Officer
    Gil’s Auto Sales – Jamie Dyer – Self-serve payment channels
    Now our customers can serve themselves without having to wait on hold or speak to an agent. Better yet, promoting these self-serve payment channels has allowed us to free up two collectors.
    Jamie Dyer
    Vice President
    Gil’s Auto Sales – Jamie Dyer – AMS Integration
    The Auto Master integration is perfect in terms of talking, posting and reversing. It's all there on one screen and with one seamless transaction.
    Jamie Dyer
    Vice President
    Superior Car Credit – Lisa Patterson – Auto Master
    Since PayNearMe is integrated with Auto Master, when payments are made, they post automatically and my collectors don’t even have to worry about those customers anymore.
    Lisa Patterson
    CFO
    Zeus Financial – Agent payments down 20%
    "We were very pleased to see that our agent-assisted payments decreased by 20% in less than a year."
    Angela Paez
    General Manager
    HCAC – Arthur Helmick
    "Our customers have come to expect the level of service that PayNearMe provides. Previous bill pay providers were not able to deliver this type of payment experience. I'm thankful PayNearMe has been able to provide this level of service to my customers."
    Arthur Helmick
    COO
    Automotive Partners Funding – Process Improvements
    "Switching to PayNearMe has significantly lightened my workload on a daily basis and made our month-end reporting a lot easier. We no longer need someone to batch post manually—the PayNearMe Platform does it for us."
    Bethany Berg
    VP of Operations
    Amelco – Andrew Shonka – Preferred payment partner
    "We’re happy to have MoneyLine as a preferred payment partner; our customers trust that they’ll have access to the latest technology, which keeps them happy in the long run."
    Andrew Shonka
    Director, Customer Success
    Redstone Federal Credit Union – Anthony Cox – Good product
    "PayNearMe is always trying to solve our issues and they put a lot of effort into putting out a good product."
    Anthony Cox
    AVP, Payments Strategy
    Rodeo Auto – Jose Chinchilla – Decreased delinquencies
    “Our delinquencies have decreased significantly since implementing PayNearMe Engagements. Sending consistent payment reminders once an account becomes past due has helped quite a lot.”
    Jose Chinchilla
    Operations Manager