In early 2021, PayNearMe conducted research to understand not only how consumers pay bills today, but how they want to pay them in the future. View the highlights here.
The phrase "big data" gets thrown around often, but what does it actually mean? Let's take a practical look at big data, and how its being used in payments.
No one could have predicted that we’d be hitting the one-year mark for social distancing, remote work and stay at home orders. Lenders across the country have had to completely update their business models to account for contactless operations and remote work.
Most people don't want to download yet another native app on their phone to do business with your company. Instead, consider the benefits of responsive web apps.
Banking-as-a-service (BaaS) is an end-to-end model that enables digital banks and financial technology or other third-party companies (fintechs) to directly connect with traditional bank systems via APIs and then build offerings on top of this regulated infrastructure.
In doing so, digital banks (such as Ally and Chime) and third-party fintech companies have the opportunity to completely reshape the landscape of the financial services industry.